Would you please tell me at 65 years old I have to still pay for maturnity. Please , I would like to use it toward something else. Take all that money and give to the people who cannot get health insurance or have an exisiting condition. We should have a choice. I had a hystorectomy at 30 and still paying for pay day care. What about that. I know if I do not use it goes to someone else who needs maybe they get it. Who knows. Companies are paying to and getting a kick back not alot. But when I get a bill from the hospital that my insurance will not cover I tell them to take it out of maternity or baby day care. Please this is so unfair we should have a choice . If we want maturnieity or not. Just like a car do we want automatic or shift. Thank You!